AAXY Mortgage can use soft pull credit report for pre qualification purpose for some borrowers/prospectors. Please aware this option is for people with good credit. This is defined as the borrower/prospector does not have major credit event (bankruptcy, foreclosure, short sale, no 30 day or longer late in any credit account or collection account exist on credit report). If you have any such negative record and like to get a pre qualification, please visit this link to make a hard pull credit report.
To know more about soft pull credit report and hard pull credit report, please visit this link.
If you have any question. please contact our loan originators.