Free Services

Besides offering excellent services to our borrowers, we also provide below services for free:

  • Free pre-qualification and approval with income, asset, liability documents review. What you need to do is submit an online loan application, pull a credit report (that is not AAXY charges and AAXY will not make any profit from it).

There is a way for less cost, which is a borrower can use the annual free credit report from https://www.annualcreditreport.com/index.action if you do not have any negative credit record in your report. When we have to run automatic underwriting tools to get loan approval, we need our tri-merge credit report.

  • Free consulting for any real estate related question for our borrowers. Use our contact info to contact our experienced loan consultant.
  • Free consulting to real estate agents. If you are a real estate agent and have a question that is real estate or mortgage related, please contact James by text message, Facebook or Skype text message.
  • Free real estate agent referral. We refer local real estate agents who can help you on your real estate need.
  • Free opinion on a real estate property. If you are interested in a property and like to hear a second opinion, contact James. This service may be limited to properties in Austin, Houston, and San Antonio area.
  • Free investment consulting. For all borrowers, if you are interested in real estate investment, or have a question for your existing rental property, ask James. He will be glad to find answers for your questions.