Please READ this page before you start application. If you have any question, please contact us. We are here to help you for your real estate finance need.
For Pre Qualification or Pre-Approval.
- Please submit a full loan application. following this list to provide support documents. You do not need provide the subject property address if you just need a Pre-Qualification.
- We use softpull credit report for pre qualification purpose. This will protect your credit.
- If you know you do not have negative record on your credit report. We can use a soft pull credit report for pre qualification purpose. Negative record means record as bankruptcy, foreclosure, short sale, recent default on any account, collection. To find what you have in your credit report, you can visit https://www.annualcreditreport.com/index.action .
- If you have negative record on credit report or you want an official underwriting approval. Pull a tri-merge credit report. (credit vendor charge a fee, AAXY Mortgage does not charge anything). This is a hard pull. Use this kind of report we can give more confident pre-Approval letter
If you Just need an official Loan Estimate and standard disclosures.
- Please fill online loan application as much as possible, Must include:
- Your Name
- Your Income
- Your Social Security number
- the property address
- an estimate of the value of the property, and.
- the desired loan amount.
- and pay a fee for a credit report. For simple, please use This Link to pull a credit report and pay directly to the credit vendor. Or contact us to pay a fee for a credit report.
- Notice us after you did above. You can notice to the loan originator if you already have one in contact or contact Xiaomin James Wu by sending him a TEXT message to (512) 785-3841 or call this number. If no answer for any reason, please leave a voice message.
- To help us provide a quick and better service to you, we recommend you fill the loan application with answering all questions as much as possible. If you not certain how to answer some questions, you can leave them un-filled that we will contact you to get answer or you can contact us to ask any question you have.
If you like to get loan processing start ASAP and loan closed on time, please submit online loan application . Check this link to prepare support docs (contact us to discuss how to send such docs), Pull a credit report. Please notice us by contacting us when you done so we can get processing started ASAP.
Already fill the form below and in middle of full loan application, Log in.
If you have any question, please contact our loan originators.