The posted Primary Mortgage Market Survey for U.S. weekly averages as of March 21st, 2019 shows residential mortgage rates have dipped quite dramatically since the beginning of this year. This would help on the homebuyer’s affordability and will push home sales to increase.
News and Blogs
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Dear applicant, First of all, thanks for the opportunity for AAXY Mortgage to serve your mortgage needs. We are dedicated to deliver the best experience. Here are the instructions to submit an application with us. Go to Loan Application at www.aaxymortgage.com to fill in a form to give us authorization […]
This article is for informative purposes only. Although I believe the content is correct, this does not provide any direct or indirect guarantee. As time goes by, some information may become outdated. Always consult an expert if you have any questions concerning your real world transactions. Title Insurance Calculation In […]
Our Katy office is located on 830 Mason Rd STE A5, Katy TX 77450. If you would like to work with a local company or loan originator, please contact us and setup an appointment with us at our Katy location.
Fannie Mae issues fraud alert for Los Angeles area The company’s Mortgage Fraud Program identified 34 “employers” listed on loan applications from Southern California and Los Angeles County whose existence it could not confirm. The following is the list of possibly fake employers, updated as of May 22, 2018. https://www.housingwire.com/articles/43561-lenders-beware-of-these-new-fraud-schemes-in-california
Understand what is Pre Qualification or Pre Approval Different companies may have different definition of these terms. We define as: Pre Qualification is an initial review of a borrower (or borrowers) credit (usually with a one bureau soft pull report as not affect the borrower’s credit score). We still like […]
Compared to the years before 2008, being approved for a mortgage loan is much more complex and difficult. Lenders will ask more questions and require more documents since the regulations have changed. This article tries to simply explain the steps on getting a loan for a residential real estate property […]
Identify problems – We review loan applications and communicate with borrowers in very early stage to resolve/prevent any problems that may cause delay on closing. Competitive rate – We review each loan application to find the best fit loan program with very competitive rate and smooth, on-time closing. Technology – […]
Other than we offer normal low rate loan products for home buyers and home owners, we also have loan programs for borrowers not able to use normal loan products. For example: Loans for home renovation, fix-up/flipping. Loans for foreign buyers. Loans for low credit scores. Loans for no income […]
Before 1/1/2018, Texas home equity (or Texas 50 a (6) ) loan has a rule as once cash out, always cash out. This has been changed in year 2018. Now if you have a Texas cash out loan and would like to refinance just for rate/term purpose, loan can be […]