Here 30-year or 15-year loans mean 30-year or 15-year fixed rate mortgage as these two are the most popular residential mortgage loan products. A very common question that I usually get from clients or friends is “which loan program should I choose, a 15-year fixed or 30-year, and why?” Here’s […]
News and Blogs
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According to a study made by Mortgage Bankers Association (MBA) in 2017, the cost to originating a loan was about $8,887 per loan at that time, while the number was only $5,985 in 2008. Now it’s even higher. The main reason that the cost is high is regulation has made […]
This is a difficult question, and here is my opinion. Many people have asked me this question, and have expressed the thought that our real estate prices are too high. They have claimed this to be caused by the asset bubble for several years now, but so far the bubble […]
One of the best sources to study recent and historical mortgage rate change is the Freddie Mac mortgage update. Please be aware the rate in news is for the past dates (even last week). For most up-to-date rate posting, please visit our rate posting.
AAXY Mortgage (a branch of AAXY LLC) start this new web site and offering loans to Texas home owners and Texas home buyers. With more than 15 years of real estate experiences, AAXY Mortgage team can provide you the best loan products and services. Our goal is contract our cost […]